We guarantee the repair of damages suffered by the insured property due to: natural phenomena, theft of contents, electronic equipment, and machinery breakage, among others.
MATERIAL DAMAGE COVERAGES
- Fire and other damage.
- Water damage to insured goods.
- Fault location and repair of pipes.
- Breakage of glass, windows, mirrors, signs and glassware, sinks and fixed sanitary appliances
We compensate damage that your patrimony may experience as a consequence of a third party's claim. It applies both to the insured and to those persons who are civilly dependent on the insured.
CIVIL LIABILITY COVERAGE
- Compensation and bonds
- Legal costs and legal defense
We cover any robbery that using violence from the outside against your property leaves visible traces on your property or contents.
THEFT COVERAGE
- Cash and checks
- Property carried by the insured, employees and customers inside the establishment.
- Replacement of keys and locks
Applies when the robbery is carried out inside the insured property, by means of force or violence, whether physical or moral, upon the persons occupying it.
THEFT COVERAGE
- Cash and checks
- Goods carried by the insured, collaborators or customers inside the property.
- Replacement of keys and locks.
MARINE RISK MANAGEMENT
We protect your insured goods against the risk of loss or damage while they are being transported. We can cover the objects, vehicles and means of transporting them.
Basic Risks:
Ordinary transit risks are those that are grouped according to whether the transport is by sea, land or air. These risks refer to damage suffered by the assets during their transit due to:
- Fire, lightning, explosion, stranding, sinking, collision, overturning.
- Airplane crashes, railroad derailment, breakage or collapse of bridges.
- Loss of whole packages dropped during loading and unloading maneuvers.
- Contribution to gross average.
Additional Benefits:
- Contact with other cargo
- Wetting
- Total Theft
- Breakage
- Rusting
- Stains
CONSTRUCTION ALL RISK INSURANCE
OfficesHousingHospitalsSchoolsIndustriesHighwaysAirportsParkswind farms
Bridges, dams, tunnels, risk and drainage works.
- This insurance is designed to cover all kinds of civil works under construction.
- It provides extensive protection for damage to the construction site, construction equipment, as well as liability to third parties.
- It covers all phases of construction.
- Coverage: Basis of construction, erection and delay in the proposal in progress.
FINANCIAL LINES
In 2017, 1 in 4 people suffered a cyberattack...
Is your company protected?
We are the experts in cybersecurity
CYBER RISK
This policy combines coverages for civil liability and own damage, and includes 3 major coverages:
- Costs / Losses
- Damages before authorities and third parties
- Business interruption
Today, the Home Office is a fact. The main disadvantage of this modality is the increase of the exposure area.
- Cyberattacks caused $2 trillion dollars in losses worldwide
- By 2025, in Mexico, it is estimated that there will be 300 million digital devices.
You must have specialized
protectionWe are experts in cybersecurity
CRIME
We cover any infidelity that a collaborator may commit towards your company.
Companies that were victims of fraud in Mexico increased from 37% in 2016 to 78% in 2019; collaborators are the main fraudsters.
Focus on growing your business,
We´ll be there protecting your back
We will design a risk prevention and control program according to your operation:
- Review and audits of internal processes.
- Loss ratio study to obtain statistics.
- Road safety and recommendation of new technologies.
- Defensive driving courses.
- Support with ISO 39001:2012 Standard certification.
We´ll help you to prevent unexpected events
Professional Liability Insurance (PLI)
DIRECTOR’S AND OFFICER´S LIABILITY INSURANCE (D&O)
We protect the personal assets of any collaborator of your company who has decision-making power; this in the event of claims such as:
- Shareholder claims.
- Third parties for non-payment
What does it cover?
Expenses, costs and bonds arising from litigation, as a result of a claim.
Financial compensation to the affected third party after a judge’s sentence.
MERGERS AND ACQUISITIONS (M&A) INSURANCE
We cover financial losses resulting from a breach of warranties and obligations stipulated in a purchase and sale contract.
We protect both the seller and the buyer.
Murguía,
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